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As your Chattanooga Real Estate Consultant I'm confident you will find this site extremely helpful and informative. Be assured that I will be here when you need me to assist you in your goal of buying or selling a home.

The Chattanooga Home Team's and my professional "can do / will do" attitude combined with my experience and expertise will result in either quickly finding you the "perfect" home to buy and negotiating the best price for you OR, cause your house to sell quickly for the best price possible. Put a powerful negotiator in your corner who will keep the deal together through closing! In  fact, the ONLY Master Certified Negotiations Expert (MCNE) in Chattanooga!

There will be NO Buyer fees paid to me what-so-ever! I will have the Seller's REALTOR split their fees with me. The Chattanooga Home Team has a $150 administrative fee charged at closing (excluding VA loans).

Feel free to explore this site of Hamilton County Tennessee communities including Chattanooga, East Brainerd, Brainerd, North Chattanooga, Ooltewah, Harrison, Lookout Mountain, St. Elmo, Signal Mountain, East Ridge, Red Bank, Hixson, Soddy Daisy, and Sale Creek. Also, don't forget that Chattanooga, TN is right on the Georgia border which gives you the option of living in Ringgold (Catoosa County), Ft. Oglethorpe (Catoosa & Walker Counties), and Rossville (Walker County), GA. This website is a comprehensive online tool with direct access to the latest homes and properties for sale in Chattanooga and NW Georgia. It features extensive community information, consumer links, school information, free reports, answers to commonly asked real estate questions, and more, you'll find everything about Chattanooga homes and real estate within one source. Area maps are located HERE. Also, don't forget to check out all of the Community Links to learn everything about Chattanooga, Tennessee and NW Georgia.

If you currently own real estate and are thinking of placing it on the real estate market, this site contains information about preparing your home for sale, selecting the right real estate consultant, pricing your home competatively, marketing it effectively, and receiving timely market snapshots and evaluations.

Sincerely,

George   

The Chattanooga Commercial Team Check out this site for all your Chattanooga commercial property needs! The Chattanooga Commercial Team of Heather Bevil and Valerie Gallups bring true commercial real estate experience to bear when representing Buyers, Sellers, Landlords, and Tenants. Just click the logo to explore!

 

Real Estate News!!!

Latest Realty News from NAR

Sponsor Webinar: Growing Your Business With a Real Estate CRM

IXACT Contact is a software company that offers CRM and email marketing products to real estate professionals. It’s hosting a webinar on Tuesday, May 22, at 1 p.m., Eastern time, on using its CRM product to grow your business. Shannon McGee, a company business development executive, is the host.

From IXACT:

Wondering exactly how a real estate CRM can help you better manage and grow your business? Join this information-packed webinar and see specific real-world examples of how a robust real estate CRM can make it easy to keep in touch and stay on task with all your clients, prospects, and important referral sources.

In this webinar, IXACT Contact executive Shannon McGee will show you how IXACT Contact’s real estate CRM can help you to:

1. Keep in touch effortlessly with everyone in your database so you stay top of mind.
2. Ensure that you never miss another client birthday or move-in anniversary – both excellent relationship building opportunities.
3. Nurture and stay top of mind with all your prospects so you get the listing and not your competition.
4. Identify high quality leads – hiding in your database!
5. Stay organized and in control of all your listings, closings, and active buyers.
6. [BONUS!] Create a professional online presence and generate leads with your own customizable, mobile friendly, agent website.
7. [DOUBLE BONUS] Double your social media lead generation with automated social media content posting!

Register.

This is a sponsor webinar. REALTOR® Magazine is promoting it, but it isn’t participating in it, hasn’t reviewed the content, and is not endorsing it.

Two Ways You Can Commit a Fair Housing Violation Without Even Knowing It

While the Fair Housing Act’s purpose—barring discrimination in the sale, rental, or financing of residential property—may be easy to understand, navigating the many intricacies of the landmark statute can be tricky even for experienced real estate professionals, said experts on the 1968 law who spoke during a recent event in Fairfax, Va.

The event served as a commemoration of the 50-year anniversary of the signing of the Fair Housing Act, and was organized by the Fairfax County of Human Rights and Equity Programs and sponsored by the Northern Virginia Association of REALTORS®, Legal Services of Northern Virginia, and the Prince William County Human Rights Commission.

Panelists talk about the Fair Housing Act during a training session in Fairfax, Virginia.

The challenges stem from the fact that the law requires real estate professionals to ensure their clients not only have equal access to properties, but also that they drive the selection of the neighborhood or home they want to live in. Even a well-meaning effort to match a client with property you think they would like can have legal consequences.

For example, if you are working with a Korean family that is looking for a home to purchase, taking them to neighborhoods where you know other Asian-Americans live could run afoul of the law if the clients did not specifically ask to go to those neighborhoods. That’s according to attorneys from the Department of Justice’s Civil Rights division and Legal Services of Northern Virginia who served on the panel.

Panelists also advised caution when taking steps aimed at ensuring the safety of your clients. While it might seem reasonable to steer a family with young children away from a home they are looking to buy or rent that has lead-based paint, for instance, doing so would violate the law if the family was aware of the presence of the paint and still wanted to live there. It’s not against the law to market homes with lead-based paint to families with children and let them live there as long as they have been made aware that the hazardous paint is present.

What’s the Best Way to Ensure Appraiser Independence?

Professional appraisals are the foundation on which stable real estate markets are built, so ensuring appraisers are able to do their jobs to the best of their ability is vital to the industry. That’s why a report from the federal government on appraisal quality is welcomed. Two economists with the Federal Housing Finance Agency in a working paper found that appraisals ordered by appraisal management companies, AMCs, are no more likely to be overvalued than appraisals ordered directly by the lender.

“The results indicate no clear evidence of any systematic quality differences between appraisals associated and unassociated with AMCs,” say the economists, Jessica Shui and Shriya Murthy.

Although both types of appraisals have similar levels of overvaluation, according to the researchers, AMC appraisals tend to be more prone to contract price confirmation and super-overvaluation (above 6 percent). And both types have the same level of mistakes, even though AMC appraisals tend to use more comparable properties in the analysis.

AMCs are entities that are intended to let lenders maintain an arm’s length distance between them and the appraiser. They’ve been a part of the industry for decades but it wasn’t until after the mortgage crisis about a decade ago that their use became a big part of the industry. That’s because the Federal Housing Finance Agency entered into an agreement with the state of New York to encourage their use for Fannie Mae and Freddie Mac transactions. Once their use in New York was set, Fannie and Freddie extended it to all of their transactions, making the use of AMCs a national policy. Later, their use became even more standardized by the federal government.

NAR takes the position that AMCs are one way to encourage appraiser independence. Under its Responsible Lending Principles, NAR supports the principles of appraiser independence that AMCs are designed to facilitate, but the association also recognizes that alternatives to AMCs can provide the same conformity to appraiser independence rules.

The FHFA’s report is a top segment in the latest Voice for Real Estate news video from NAR. The video also looks at the upcoming General Data Protection Regulation from the European Union. The rule takes effect later this month and while most web companies have been aware of the rule for a while, for many people it comes as a surprise and they wonder if it’s something they have to concern themselves with. The short answer is, they probably do. That’s because the E.U. has said it plans to enforce it across the board, which means it could try to take action against a company even if it’s American and caters to Americans.

Under the rule, anyone who resides in the European Economic Area is entitled to certain privacy rights. Thus, if you have a website and a European resident comes to it to, say, browse listings, you can’t put a data-tracking cookie on their computer without getting their permission upfront. Right now, that permission is implied and they have to choose to opt out. So, this rule flips current U.S. practices on their head. Instead of them opting out, you have to ask them to opt in.

The rule requires other things as well, but, bottom line, expect to make changes to how you track people who come to your site.

You can expect lawsuits once the E.U. tries to enforce the rule in the United States, but separate from that, large web operations that want to cater to as many people as possible are probably going to make the changes regardless of what the E.U. does. Eventually, that will change the standard in this country.

The video also looks at the latest home sales figures, which are up, despite persistent inventory shortages, and an upcoming webcast NAR is hosting to let people know what REALTORS® will be talking to members of Congress about when they come to Washington for the 2018 Legislative Meetings later this month. There are four talking points: indexing some tax reform provisions to inflation, reauthorizing flood insurance, improving Fair Housing, and protecting net neutrality.

Watch video now.

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Furniture Makeovers

http://porch.com/advice/our-favorite-furniture-makeovers-of-2014/?utm_source=sv&utm_medium=email&utm_campaign=c-digests&tid=email_sv_c-digests_~~_~~_advicedigest_~~_~~_~~_~~_~~_gk@chattanoogahomes.net... Read more
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What people are saying about George...

If you are moving locally or from out of state, do yourself the biggest favor ever and engage the services of George Kammerer. George's knowledge of the area is unsurpassed, and guided us to an area that we described we were interested in living and suited our specific needs. Since we were moving from out of state, the timing was critical that we could coordinate our time and George's to the maximum. He also is remarkably quick to respond to any email or text that you submit. He is the first realtor [we've used] that truly wants his clients to be happy! He asks questions that are relevant to finding the house that you expect to find within the price range that you specify....George does not "push" nor does he "fast talk" you into making a hasty decision. He is a very patient man and has a background that can assist you in answering questions you may have while reviewing a home. I believe my husband and I are "sort of picky" and we would rate George a 5+ in every area shown above. Ruth VonDreau
We worked with George in selling our home (which was a great experience), so having him help us buy our next home was a no-brainer. He was always available to us, and would hunt down information we felt important in the listings we were viewing. His expertise in the area, especially Chattanooga, was very helpful and allowed us to finally choose a home for our family. We would highly recommend his services. Ralph & Jennifer Hairsine
We visited Chattanooga on 2 separate occasions to look at properties with George. He gave us 100% of his time and attention and knew exactly what we were looking for in a home. We trusted him so much in fact that we ended up purchasing a home that we never got a chance to visit in person. It came on the market just as we were leaving Chattanooga, but George visited the listing, took pictures and inspected the property. He was certain it was the home for us and we trusted him. George went above and beyond what we expected by visiting the home to make sure that it was properly maintained for 3 months while we prepared to relocate from Nevada. He even turned on the air conditioner for us once the weather warmed up to keep the house comfortable. We are happy to have met him and now be able to call him a friend Jacquie Brown
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The Chattanooga Commercial Team
Check out this site for all your Chattanooga commercial property needs! The Chattanooga Commercial Team of Heather Bevil and Valerie Gallups bring true commercial real estate experience to bear when representing Buyers, Sellers, Landlords, and Tenants. Just click the logo to explore!

 

ABR - Accredited Buyer RepresentativeCRB - Certified Real Estate Brokerage Managere-PROEqual Housing OpportunityMLS membershipQSC - Quality Service CertifiedREALTOR® certification